Monday, December 19, 2016

Market Outlook | December 19, 2016



‘There's a certain amount of disorder that has to be reorganized.’ (William S. Paley)

Impactful Change

The bull market that was well established in US stocks accelerated further after a Trump victory. The Trump-rally is mostly driven by optimism circulating in the business world and anticipation of less regulation and even possibly lower taxes. Unlike the last few years, the stock market rally was driven by a coordinated low interest rate environment (i.e QE) that boosted asset prices while failing to meaningfully stimulate the real economy. Surely, if the last eight years showcased economic strength (as witnessed in stocks and real estate) then events like Brexit and Trump victory would have been very unlikely.

It’s quite evident, recently, that “a bullish stock market does not quite mean a strong real economy” will be the legacy of Obama (and other European leaders). And the newfound energy of Trump is gearing to revive the meek economy that’s been wobbling and barely above water.  This past year has shown, the centralization of key decisions, such as interest rates or government policies (at EU, UN and Central Banks), have driven local Westerners to long for and demand independence and radical change.

Basically, the unsettled feeling towards the establishment and status-quo can be reflected in the market dynamics soon enough. Yes – even if stocks roared with interest rates being low, the middle class felt betrayed in the US and UK, and even global growth was not as vibrant like in the early to mid 200o’s. When all is said all and done, Yellen struggled to raise rates during the last three years because the real economy growth (via wage growth and inflation) was not quite convincing. It is critical to keep in mind that inflation expectations are looking upward for now based on short-term data. However, once the Trump-mania hype settles in and his new regime takes over the White House and congress, the true test awaits. Markets were desperate for new catalysts and even more desperate to break out of the over-reliance on the near-zero interest rate policies.

 Shifting Script

The major disconnect between the real economy and financial markets led by US stocks has been quite alarming for a long while. Certainly, this misalignment serves as one of many key themes in recent years. The Trump victory has created the sense that reliance on Fed-driven low interest rates and big government is going to shift. The Yellen-Trump relationship has been awaited with great excitement and anxiety since Trump displayed an openly anti-Federal Reserve ideology. Interestingly, Yellen & Co have postured about  interest rate hikes on many occasions, only to pull the trigger 12 months after the last rate hike in December 2015. Thus, higher interest rates and a strong Dollar have been brewing silently, even before the election. Now, with protectionist policies touted by Trump, the Dollar looks stronger with domestic companies looking to benefit greatly, especially in Small Cap companies. At the same time, unease about globalization hurts some EM currencies, too.

The Trump victory provided a stimulus in the perception of the real economy. Maybe, this is positioned to replace the ‘stimuli’ from the low interest rate games. However, the Federal Reserve narrative and credibility benefits from rising inflation expectations as they took a ‘hawkish’ stance, which was illustrated this last week. More interest rate hikes are expected, albeit a grand promise for now, but that’s nothing new—We have heard many unfulfilled Fed promises before.

The US 10 year Treasury Yields closed near 2.60%, sending another wake-up call regarding interest rate trends. The new GOP congress and Trump are expected to create a business friendly environment. Thus, justifying a rate hike for Yellen seemed a bit easier than before, and having interest rates rise enables Trump to ride some ‘hope’ into 2017. For risk managers, the suspense has heightened. The bull market is aging further by the day and the narrative is being reorganized. The paradigm is shifting and so is the risk/reward that many got accustomed to in a very complacent manner.  Thus, there is a lot to digest and adjust ahead, and surprises are plenty for money managers of all kinds. 

Search for Bargains

As the surge in US stocks continues, curiosity awaits about early 2017 market behavior. Are stocks overvalued? Is energy the place to be given favorable policies? Are interest rates in the US set to rise further? Is the Fed’s role going to diminish and change dramatically?

First and foremost, a breather seems long awaited in US markets from stocks to bond sell-offs. Clearly, the strong run has been too impressive and a correction is long awaited.  Secondly, a follow-through is needed for the stronger Dollar, higher yields and higher stock that’s been witnessed after the US election. Finally, new trends are inevitably set to develop from energy to financial services, especially in areas that have underperformed in recent years. That will offer great upside benefits, but with policy changes playing out in Europe and Trump-GOP dynamics being a wildcard, there are a lot of unknowns.

Amazingly, the Nasdaq index is up over 300% since March 2009 lows as tech related areas have shown notable strength since the 2008 crisis.  Meanwhile looking ahead, bargains maybe found in Energy, Emerging Markets and US-based sectors.  The market has been rewarding shares broadly, but soon winners and losers will be clearly defined. Thus, the short-term suspense can create longer-term opportunities. Perhaps, the focused investor with high conviction may find fruitful returns even if the suspense expands.


Article Quotes:

“Like all bonds world-wide, Chinese bonds are under pressure from the U.S. Federal Reserve’s plans for faster interest-rate increases than some expected. China may guide its own rates higher to prevent the Chinese currency from weakening faster against the dollar, a scenario that would further squeeze Chinese borrowers in need of cheap finance. China’s total debt surged to around $27 trillion this year, or 260% of gross domestic product, compared with 154% in 2008 at the start of a stimulus program to offset the financial crisis. It is continuing to grow at more than twice the pace of the economy…. The clearest sign that many Chinese are worried is the amount of money flowing out of China despite strict measures to stop it. China’s foreign reserves have dropped by 21% to $3.05 trillion in the past two years. But since much of the financial system is lightly regulated, the true amount of leverage in the system is unknown. Market experts say asset managers routinely use bonds as collateral to buy more bonds, repeating the process many times over.” (Wall Street Journal, December 18, 2016)

“There is a fairly broad but cautious agreement that QE has stimulated demand. The causality is hard to prove, but since the launch of QE growth has picked up in both of its main aspects: investment and consumption. Studies document the positive impact on asset prices and a reduction in long term borrowing costs. The bigger question is when we should begin to exit the programme. Some argue that the time is now. For example, the German Council of Economic Advisors agree that QE has managed to stimulate demand, but feel that the ‘exceptionally loose monetary policy by the European Central Bank is no longer appropriate.’ Another line of complaint against QE is that it squeezes the profitability of banks. This is a valid concern, because weak profitability encourages banks to tighten the supply of credit to the real economy. Improving access to credit was the very purpose of the ECB’s QE programme, so it would be counterproductive to carry on if the programme is hurting bank profits.” (Bruegel, December 8, 2016)

Key Levels: (Prices as of Close: November 25, 2016)

S&P 500 Index [2,258.07] –   Over a 9% rally since November 4th lows of (2,083.79).  The common theme of all-time highs continues.

Crude (Spot) [$51.90] –    Facing resistance at $52; however, the uptrend remains intact. The last several months have displayed stabilization around $45-50. Even before the OPEC deal, Crude rallied from $26 to $50; something to keep in mind given several narratives.

Gold [$1,173.50] –   Steady decline since July 8th peak. It appears that Gold is even more inversely correlated to the Dollar strength. Even a recent commodity rally has not awoken Gold prices for revival.

DXY – US Dollar Index [102.95] –   Explosive forth quarter. Further strength in the Dollar showcases a continuation of the uptrend established in 2014. Relative to other currencies and Gold, the Dollar remains appealing.

US 10 Year Treasury Yields [2.59%] – A rate hike combined with increasing inflation expectations has continued the yield rise. A remarkable turnaround since July 6, 2016 lows of 1.31%.

Dear Readers:

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